Informing the Management by a Requisite Holistic Assessment of the Creditworthiness of an Enterprise

One-sided information makes a misleading impact. It must therefore be requisitely holistic. Information from an assessment of the creditworthiness of an enterprise is the same case. But the requisite holism is much less easy to attain than one-sidedness. Therefore this contribution explains creditworthiness assessment and puts it in the shade of our version of systems thinking. We find that it is in line with the basic effort of Ludwig von Bertalanffy, the father of the General Systems Theory, which was to fight the exaggerated specialisation [3] because it causes a dangerous one-sidedness. A worthwhile creditworthiness assessment is based on a dialectical system of viewpoints rather than on the financial ones only, in order to provide a requisitely holistic information, hence a requisitely reliable decision-making and resulting action.